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Now, let's talk about the big boss in the **IKNB** world: the **Otoritas Jasa Keuangan (OJK)**. This is the main regulatory body in Indonesia responsible for supervising and regulating the **IKNB** sector (and the entire financial sector, actually). Think of the **OJK** as the referee in the financial game, making sure everyone plays fair and follows the rules. The **OJK** sets the standards, monitors the institutions, and takes action when things go wrong. Its mission is to create a stable and sustainable financial system that protects consumers and promotes economic growth.
Here’s a step-by-step look at the process:
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