duck pasta recipes - Alright, let's switch gears and talk about mortgages. A **mortgage** is a specific type of loan used to finance the purchase of real estate. That means land and any permanent structures attached to the land. Think houses, buildings, and other improvements. A mortgage gives the lender a security interest in the property. If the borrower doesn't repay the loan, the lender has the right to foreclose on the property. That means the lender can take ownership and sell the property to recover their investment. This is the main difference from a security agreement, which is for personal property. The mortgage secures the loan against a specific piece of real estate.
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