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So, what exactly *is* Medicare? Well, it's a federal health insurance program primarily for people aged 65 and older. But it's not just for seniors! It also covers certain younger people with disabilities and individuals with End-Stage Renal Disease (ESRD), which is permanent kidney failure requiring dialysis or a transplant. Medicare helps cover the cost of healthcare services, but it doesn't cover everything. It's super important to understand what's included and what's not so you can make informed decisions about your health coverage. Think of it as a foundation; you might need additional insurance to fill in the gaps. Let's start with the basics! Medicare is funded through a mix of payroll taxes, premiums paid by beneficiaries, and general revenues from the government. The Social Security Administration (SSA) handles enrollment, and the Centers for Medicare & Medicaid Services (CMS) runs the program.
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1. Right-click on the speaker icon in your system tray (bottom-right of your screen).