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* **Asuransi Total Loss Only (TLO):** Paket TLO memberikan perlindungan hanya jika kendaraan Anda mengalami kerusakan total (misalnya, akibat kecelakaan yang parah atau pencurian) atau jika biaya perbaikan melebihi nilai pasar kendaraan Anda. Paket ini biasanya lebih murah daripada paket all risk, tetapi tidak mencakup kerusakan ringan atau kerusakan akibat kecelakaan kecil. Ini adalah pilihan yang baik jika Anda ingin menghemat premi dan bersedia menanggung risiko kerusakan kecil.
