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* **Achtet auf eure Haut:** Beobachtet, wie eure Haut auf die Produkte reagiert. Wenn ihr Irritationen oder unerwünschte Reaktionen feststellt, reduziert die Anwendung oder wechselt das Produkt.
* **Plotselinge veranderingen in de gezondheidstoestand** kunnen wijzen op ernstige complicaties. Dit omvat dingen als onverklaarbare pijn, koorts, kortademigheid, vermoeidheid, verwardheid of veranderingen in het bewustzijn. Als je plotselinge symptomen ervaart die je niet kunt verklaren, is het belangrijk om *onmiddellijk* medische hulp in te schakelen.
**Now, let's look at the risks.** One of the biggest risks is credit risk. This is the risk that borrowers will default on their mortgages, which will reduce the payments to investors. The credit risk varies depending on the type of MBS and the creditworthiness of the underlying borrowers. Another risk is interest rate risk. When interest rates rise, the value of MBS can decline. This is because the fixed-rate mortgages in the pool become less attractive compared to newly issued mortgages with higher interest rates. There's also prepayment risk. This is the risk that borrowers will pay off their mortgages early, for example, by refinancing. This can reduce the income investors receive from the MBS. The prepayment risk is especially high when interest rates fall. Finally, there is liquidity risk. MBS can sometimes be less liquid than other types of securities, which means it may be difficult to sell them quickly, especially during periods of market stress.
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